About HGC Merchant Services
Founded on April 13, 2018, HGC Merchant Services is redefining payment processing by offering:
Direct connections to payment processors, eliminating unnecessary third parties.
Top-tier security, using encryption and tokenization to protect transactions.
Fair, transparent pricing, with a focus on saving businesses money.
Dedicated, personalized customer service, treating merchants as partners, not just accounts.
HGC Merchant Services is proud to support businesses of all sizes, from local establishments to national brands, ensuring they receive the best possible payment solutions with integrity and reliability.
From First Sale To Big Success - Your Payments, Your Way
Glitches kill momentum, and payment hiccups lead to abandoned carts. Our frictionless method keeps money flowing, hence your company continues ahead without skipping a beat.
Get Paid Without the Wait or the Worry
Unpredictable payment processing can throw everything off balance. One late deposit could mean missing payroll, delaying orders, or putting plans on hold. We help you stay in control of transactions that clear quickly and reliably. When your payments keep up with your business, you can keep pushing forward without second-guessing your next move.
Where Payments Flow, Business Grows
Missed sales from slow payments add up quickly. We help you keep every transaction running smoothly with seamless payment processing. When payments move without delay, customers stay happy, cash keeps flowing, and your business keeps reaching new heights.
Your Success, Backed by Effortless Transactions
No more waiting on funds or dealing with complicated processing. Your transactions should flow as easily as your hard work deserves. With our reliable merchant services, you stay focused on growth while payments move effortlessly. Bid farewell to delays and let every sale drive your business forward without extra stress.
About Mike Pawelski
Professional Background
HGC Merchant Services – Elevating Payment Processing
Founder & CEO | April 13, 2018 – Present
Mike founded HGC Merchant Services in 2018 with a vision to eliminate unnecessary middlemen, offer direct connectivity with payment processors, and provide merchants with cost-effective, secure, and reliable payment solutions. Under his leadership, the company has:
- Grown to serve 35,000+ merchants across the U.S.
- Processed over $700 million per month in transactions.
- Built a team of 120+ employees, fostering a culture of excellence and customer-first service.
- Introduced cutting-edge encryption and tokenization technologies to ensure the highest level of payment security.
Mike’s commitment to integrity, transparency, and merchant success has positioned HGC Merchant Services as a leader in the industry, offering businesses a values-driven, human-centric approach to payment processing.
Previous Leadership Roles
Chief Executive Officer, MSSP Inc.
Columbus, GA | 2017 – 2020
- Led the development and implementation of cybersecurity solutions, ensuring customer data protection and regulatory compliance.
- Oversaw company operations, driving revenue growth and expanding market presence.
- Worked cross-functionally to enhance product offerings, leading to increased customer satisfaction.
President of National Accounts, Heartland Payment Systems
Jacksonville, FL | 1996 – 2013
- Spearheaded the National Accounts Department, achieving an impressive 500% revenue growth over seven years.
- Strengthened key client relationships, resulting in long-term partnerships and increased customer loyalty.
- Mentored and developed a high-performing sales team, ensuring consistent business growth.
Heartland Payment Systems | Various Leadership Roles
July 1987 – October 2020
- Played a pivotal role in establishing the POS Division and Risk-Based Hosting (RBH) Department.
- Oversaw operations, sales, and business growth across multiple departments.
Achievements & Industry Recognition
- Double Black Diamond Club Member – Recognized for top-tier sales performance at Heartland Payment Systems.
- Inducted into the Hall of Fame at Heartland Payment Systems (2021) – One of only 50 inductees.
- Buyers Choice Awards Winner (2020, 2021, 2022, 2023, 2024) – Recognized for Excellence in Pricing and Customer Service at HGC Merchant Services.
Core Values & Leadership Approach
Mike’s philosophy centers around doing what’s right—even when it’s the harder path. He believes that:
- Direct connectivity and transparency in payment processing eliminate inefficiencies and reduce costs for businesses.
- Security and compliance are non-negotiable in today’s evolving financial landscape.
- Merchants deserve a partner, not just a service provider—HGC Merchant Services prioritizes human relationships and long-term success.
- Resilience and innovation are key to staying ahead in the industry, and challenges should be embraced rather than avoided.